Attention homeowners in Hillsboro and Washington County: Get an Appraisal today!

Here are the top 7 reasons Oregon homeowners order from John Alve, Real Estate Appraisals:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. To reduce a mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. In the case of a divorce in the state of Oregon, where property needs to be divided
  7. Settle an estate in Oregon by determining the true market value of real estate
Need help determining the price of your home in or near Hillsboro, Oregon? Contact John Alve, Real Estate Appraisals.

At John Alve, Real Estate Appraisals, we understand the individual needs of a consumer seeking appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and CPAs. Being a regular consumer that ordinarily doesn't see an appraisal on a regular basis, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.

Pre-listing Services/For Sale by Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. The professional appraisers at John Alve, Real Estate Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's market value, not just you saying how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to an expert appraiser's value estimation than yours.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if your house not appreciating as much as other properties close by. This only means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. An appraisal from John Alve, Real Estate Appraisals is your strongest weapon when challenging your property tax assessment.

Appraisals to cancel PMI

A popular way to cut expenses for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. John Alve, Real Estate Appraisals is qualified in helping folks just like you remove unnecessary PMI insurance.

Was your HELOC recently frozen?

If your property is in a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be inconvenient from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. John Alve, Real Estate Appraisals can provide you with an expert appraisal to help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd prefer to have a seasoned expert double-check it for preciseness or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from John Alve, Real Estate Appraisals can go out and check the subject and comps in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? We can help with that too. While typically requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your house.